Reinventing Healthcare
Remove the unnecessary expense layers driving up costs in your health plan and watch your savings grow.

What’s Clarity Health Plans?

Clarity Health Plans is a team of transparent vendors who are working together to “pull the curtain back” on the great mystery of healthcare. Formed by a group of progressive brokers and consultants, CHP is a free market response to the ever-increasing costs of health insurance. We recognize the health care industry needs to change, and we believe that private and public employers can change it.

A Trusted Alliance

A group of independent vendors enter an “alliance” agreeing to be accountable and transparent under financial penalty.

Flexible Plans

We can match any benefit design and also give our customers deductible and out-of-pocket credits.

Pharmacy Partners

We focus on a fiduciary approach with Pharmacy Benefit Managers, or PBMs.

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Scalable Model

We provide Level-Premium Plans for groups with 10 or more enrolled employees. Our Level-Premium Plans will refund 100% of the employer’s reserve dollars. Traditionally Self-Funded Plans are used for larger employers with 150 or more employees.

Why Reinvent the Healthcare System?
  • Our healthcare system was built “broken” from the start.
  • The MLR Rule (Medical Loss Ratio) requires that 80% of your rates are claims costs.
  • No “true transparency” or accountability exists in the current system.
  • Insurance carriers bundle and contract out plan components, collecting additional revenue from the vendors.
  • Carriers withhold important information about managing your plan and costs.
  • Carriers use unregulated PBMs who rebate, spread price, and repackage drugs, passing costs onto unsuspecting clients.
Take Control of Your Healthcare Plan
Talk With One of Our Healthcare Specialists Today

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